7 Tips for Saving Money as a University Student

Hello again,

I’ve just recently finished moving to London and into my student accommodation for university. I have now enrolled at university and will have my first taught classes and lectures next week. Seeing as I, like most other students, want to make the most of the money that I have, I thought I would dedicate a post to helping my fellow students save and spend their money wisely.

Here are a few tips that I’ve come up with in my first week as a university student…


I know it’s ever so tempting to indulge in a greasy KFC or a cheeky Nando’s, but it’s really not cost efficient. It’s much more worthwhile to learn to cook so you can buy food from the shops instead of eating takeaways.

Shop around

Once you get to know the area that you’re living in, you’ll start to associate certain stores with certain products. For example, you might work out that it’s cheaper to buy a loaf of bread from a store such as Aldi or Lidl as opposed to Morrisons or Sainsburys. Knowing where you can buy food for the cheapest possible will definitely help you make the most of your meal budget. Also, take advantage of markets and stalls that will often selling items such as fruit and vegetables much cheaper than supermarkets.

Free days out

No matter which university you’re attending or which city you live in, there will always be free things to do. Living in London means that I am able to take advantage of museums, tours and experiences for free. You don’t have to spend a lot of money to cure your boredom, sometimes all you need is money on your Oyster card or the motivation to walk further than your local Primark.

Student discount

Use your student discount card! Also, sign up to Unidays to ensure that you’re informed when when your favourite shops are offering 10%, 15% or even 20% discounts for students. You can buy an NUS card to ensure that you get your discount, however a lot of shops will accept your student ID or Unidays as proof


When you’re given your reading list you might feel a cocktail of shock, panic and horror. For some people, that reading list is going to be very, very long. However, in order to ease the pain for your bank account, ensure that you check with your university library to see if you can find any books on your list before buying them brand new. Failing this, eBay and Amazon are amazing for cheap books – don’t buy them brand new!


It’s no secret that university students like to shop, especially when their student loan has appeared in their bank accounts. However, to avoid going bankrupt within the first week of being a university student, think about thinking clothes at heavily discounted prices. This can be done by scouring the many charity shops that line our streets, or by shopping online using websites such as eBay or apps such as Depop. All of these options are much cheaper than hitting Oxford Street.


I genuinely don’t understand how there are students out there surviving without a job. I’m in my first week and I’ve applied for so many already, how am I going to cope without an income? Surely my student loan won’t stretch that far? If, like me, you’re worried about running out of cash, apply for some jobs locally or even ask your university to be a student ambassador – I hear they pay well…

Thank you for reading!

I hope you found these tips useful. If you’ve just started uni, let me know how you’re getting on…

Ways you can reach me:

  • Email: courteneynoonan@hotmail.co.uk
  • Twitter: @courteneyjn
  • Instagram: @courteneynoonan

Bye for now,

Courteney x


8 thoughts on “7 Tips for Saving Money as a University Student

  1. This is such amazing advice. I wish that I could’ve applied for a paying job while I was interning, and I wouldn’t have run into half the bumps that I did! But you had to get approval from the internship company and immigration, even though I had the proper visa for it. I love how realistic this. Wonderful advice for anyone moving to London to study. You’ll do great!

      1. It’s rough everywhere girl, I’ve been back from London for just over a month and I’m still searching and applying. Something will come! Just keep going.

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